Towering Question

Topic for discussion: An insurance company is covering the World Trade Center.  The policy specifies a payout of up to 3.5 billion dollars for a terrorist attack.  Since destruction is total, the maximum amount applies…but wait!  On September 11, 2001, was there one terrorist attack on the World Trade Center?  Or were there two, for a total liability of 7 billion?

Three and a half billion dollars hinge on this answer.  For more details, see this article.