My Conservative-type friends are always telling me that Social Security is broke, that Social Security is a ponzi scheme, that by the time they reach the trigger age, there'll be nothing there for them. I understand that some folks just plain don't like the whole premise/goal of Social Security but that doesn't mean it doesn't work the way it's supposed to. Kevin Drum explains the basics and I don't see that it has to be any more complicated than he makes it.