On Hold

As I'm waiting here for the PayPal people to find someone there with an I.Q. over room temperature, I've been reading this statement on my screen, which is from a "security" page I can't get past because of this account number snafu…

For your security, PayPal will never ask you to re-enter your full bank account, credit, or debit card number without providing you at least the LAST TWO DIGITS of the number. These digits let you know that we already know the full number and are asking you for the rest of it. Beware of any website or email asking for these numbers for "verification" that does not PROVE that it knows the number by providing at least the last two digits.

That seems odd to me…the suggestion that if someone knows the last two digits of my account number, I should presume they have the full number and it's okay for me to then give that full number to them for verification. Spam/Phisher people send out bogus e-mails, pretending to be my bank or PayPal or credit card company, by the zillions. There are 100 possible combinations of the last two digits. So if they send out 1,000,000 e-mails that say, "We know the last two digits of your account number are 33," they're going to be right around 10,000 times. That's 10,000 people who, if they follow PayPal's advice, will then give their entire account number to these people. That's probably a better rate of return than the Spammers get on most of their fraudulent offers.

Closing in on one hour and thirty minutes. The Marx Brothers made movies that lasted less time than this call. And made more sense.